Who will insure an unregistered vehicle?

[yamawreck]

got a bike that is being built, i have no V5.

Process is

1. Dating certificate from VMCC
2. Insure
3. MOT (hence insure first)
4. DVLA Inspection
5. V5 issued with reg no.

No one wants to insure it - too complex for them I think - heavily modified machine, no registration, doesn't fit in their neat little box of risk parameters so are not interested.

anyone got a top tip?

[ink ink]

What did Carole Nash say?

[yamawreck]

they are going to call me back once they have spoken to underwriters.....

[ink ink]

Originally Posted by yamawreck

they are going to call me back once they have spoken to underwriters.....

I thought of them because they really didn't ask many questions at all when I insured a very nondescript Q-reg Triton, 3rd Party Fire & theft, years ago.

[Bike Breaker]

Carole Nash insured my Guzzi but it was a complete bike, not a new build, but imported so lacking in a V5/reg number.
Your alternative is to get it trailered to and from the MOT station.

[yamawreck]

Originally Posted by Bike Breaker

Carole Nash insured my Guzzi but it was a complete bike, not a new build, but imported so lacking in a V5/reg number.
Your alternative is to get it trailered to and from the MOT station.

need an insurance certificate to present to DVLA to get V5 !

[ink ink]

I think if you asked in the "UK Bike" TRC forum, more people in the know would see it.

[Bike Breaker]

Originally Posted by yamawreck

need an insurance certificate to present to DVLA to get V5 !

That's true, but you've a better chance of getting it insured if it's successfully been through an MOT, as it implies you have a complete and roadworthy vehicle, not just a box of bits.

[ink ink]

Originally Posted by Bike Breaker

That's true, but you've a better chance of getting it insured if it's successfully been through an MOT, as it implies you have a complete and roadworthy vehicle, not just a box of bits.

I dunno, boxes of bits don't crash.

[burty]

Isn't it the case that it's not road legal until it's passed and received the VIC, so you can't legally ride it to either the MoT or the DVLA inspection anyway. Besides without a registration you can't ride it anyway, can you?

[ink ink]

Originally Posted by burty

Isn't it the case that it's not road legal until it's passed and received the VIC, so you can't legally ride it to either the MoT or the DVLA inspection anyway. Besides without a registration you can't ride it anyway, can you?

Yes you can.

[Bike Breaker]

Originally Posted by burty

Isn't it the case that it's not road legal until it's passed and received the VIC, so you can't legally ride it to either the MoT or the DVLA inspection anyway. Besides without a registration you can't ride it anyway, can you?

I did.

[burty]

Originally Posted by Bike Breaker

I did.

OK, sorry, I should have said, that you can't legally ride it on the public highway can you?

[stoo]

I thought for things like this you are meant to be able to insure the bike based on its frame number until you get the registration sorted?

[yamawreck]

Originally Posted by stoo

I thought for things like this you are meant to be able to insure the bike based on its frame number until you get the registration sorted?

that is what i am trying to acheive ! No one wants to know