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Who will insure an unregistered vehicle?

got a bike that is being built, i have no V5. Process is 1. Dating certificate from VMCC 2. Insure 3. MOT (hence insure first) ...


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Old 09-11-09, 12:12   #1
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Default Who will insure an unregistered vehicle?

got a bike that is being built, i have no V5.

Process is

1. Dating certificate from VMCC
2. Insure
3. MOT (hence insure first)
4. DVLA Inspection
5. V5 issued with reg no.

No one wants to insure it - too complex for them I think - heavily modified machine, no registration, doesn't fit in their neat little box of risk parameters so are not interested.

anyone got a top tip?
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Old 09-11-09, 12:18   #2
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Default Re: Who will insure an unregistered vehicle?

What did Carole Nash say?

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Old 09-11-09, 12:23   #3
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Default Re: Who will insure an unregistered vehicle?

they are going to call me back once they have spoken to underwriters.....
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Old 09-11-09, 12:30   #4
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Default Re: Who will insure an unregistered vehicle?

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Originally Posted by yamawreck View Post
they are going to call me back once they have spoken to underwriters.....
I thought of them because they really didn't ask many questions at all when I insured a very nondescript Q-reg Triton, 3rd Party Fire & theft, years ago.

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Old 09-11-09, 12:35   #5
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Default Re: Who will insure an unregistered vehicle?

Carole Nash insured my Guzzi but it was a complete bike, not a new build, but imported so lacking in a V5/reg number.
Your alternative is to get it trailered to and from the MOT station.
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Old 09-11-09, 13:18   #6
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Default Re: Who will insure an unregistered vehicle?

Quote:
Originally Posted by Bike Breaker View Post
Carole Nash insured my Guzzi but it was a complete bike, not a new build, but imported so lacking in a V5/reg number.
Your alternative is to get it trailered to and from the MOT station.
need an insurance certificate to present to DVLA to get V5 !
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Old 09-11-09, 19:56   #7
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Default Re: Who will insure an unregistered vehicle?

I think if you asked in the "UK Bike" TRC forum, more people in the know would see it.

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Old 10-11-09, 07:35   #8
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Default Re: Who will insure an unregistered vehicle?

Quote:
Originally Posted by yamawreck View Post
need an insurance certificate to present to DVLA to get V5 !
That's true, but you've a better chance of getting it insured if it's successfully been through an MOT, as it implies you have a complete and roadworthy vehicle, not just a box of bits.
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Old 10-11-09, 07:48   #9
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Originally Posted by Bike Breaker View Post
That's true, but you've a better chance of getting it insured if it's successfully been through an MOT, as it implies you have a complete and roadworthy vehicle, not just a box of bits.
I dunno, boxes of bits don't crash.

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Old 10-11-09, 08:36   #10
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Default Re: Who will insure an unregistered vehicle?

Isn't it the case that it's not road legal until it's passed and received the VIC, so you can't legally ride it to either the MoT or the DVLA inspection anyway. Besides without a registration you can't ride it anyway, can you?
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Old 10-11-09, 12:07   #11
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Isn't it the case that it's not road legal until it's passed and received the VIC, so you can't legally ride it to either the MoT or the DVLA inspection anyway. Besides without a registration you can't ride it anyway, can you?
Yes you can.

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Old 10-11-09, 12:30   #12
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Isn't it the case that it's not road legal until it's passed and received the VIC, so you can't legally ride it to either the MoT or the DVLA inspection anyway. Besides without a registration you can't ride it anyway, can you?
I did.
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Old 10-11-09, 12:41   #13
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I did.
OK, sorry, I should have said, that you can't legally ride it on the public highway can you?
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Old 10-11-09, 12:48   #14
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Default Re: Who will insure an unregistered vehicle?

I thought for things like this you are meant to be able to insure the bike based on its frame number until you get the registration sorted?
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Old 10-11-09, 14:44   #15
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I thought for things like this you are meant to be able to insure the bike based on its frame number until you get the registration sorted?
that is what i am trying to acheive ! No one wants to know
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