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Who will insure an unregistered vehicle?

got a bike that is being built, i have no V5. Process is 1. Dating certificate from VMCC 2. Insure 3. MOT (hence insure first) ...

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Thread: Who will insure an unregistered vehicle?

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    At Work yamawreck's Avatar

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    Default Who will insure an unregistered vehicle?

    got a bike that is being built, i have no V5.

    Process is

    1. Dating certificate from VMCC
    2. Insure
    3. MOT (hence insure first)
    4. DVLA Inspection
    5. V5 issued with reg no.

    No one wants to insure it - too complex for them I think - heavily modified machine, no registration, doesn't fit in their neat little box of risk parameters so are not interested.

    anyone got a top tip?

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  3. #2
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    Default Re: Who will insure an unregistered vehicle?

    What did Carole Nash say?

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    At Work yamawreck's Avatar

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    Default Re: Who will insure an unregistered vehicle?

    they are going to call me back once they have spoken to underwriters.....

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    Default Re: Who will insure an unregistered vehicle?

    Quote Originally Posted by yamawreck View Post
    they are going to call me back once they have spoken to underwriters.....
    I thought of them because they really didn't ask many questions at all when I insured a very nondescript Q-reg Triton, 3rd Party Fire & theft, years ago.

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    Default Re: Who will insure an unregistered vehicle?

    Carole Nash insured my Guzzi but it was a complete bike, not a new build, but imported so lacking in a V5/reg number.
    Your alternative is to get it trailered to and from the MOT station.

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    At Work yamawreck's Avatar

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    Default Re: Who will insure an unregistered vehicle?

    Quote Originally Posted by Bike Breaker View Post
    Carole Nash insured my Guzzi but it was a complete bike, not a new build, but imported so lacking in a V5/reg number.
    Your alternative is to get it trailered to and from the MOT station.
    need an insurance certificate to present to DVLA to get V5 !

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    Default Re: Who will insure an unregistered vehicle?

    I think if you asked in the "UK Bike" TRC forum, more people in the know would see it.

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    Default Re: Who will insure an unregistered vehicle?

    Quote Originally Posted by yamawreck View Post
    need an insurance certificate to present to DVLA to get V5 !
    That's true, but you've a better chance of getting it insured if it's successfully been through an MOT, as it implies you have a complete and roadworthy vehicle, not just a box of bits.

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    Default Re: Who will insure an unregistered vehicle?

    Quote Originally Posted by Bike Breaker View Post
    That's true, but you've a better chance of getting it insured if it's successfully been through an MOT, as it implies you have a complete and roadworthy vehicle, not just a box of bits.
    I dunno, boxes of bits don't crash.

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    Default Re: Who will insure an unregistered vehicle?

    Isn't it the case that it's not road legal until it's passed and received the VIC, so you can't legally ride it to either the MoT or the DVLA inspection anyway. Besides without a registration you can't ride it anyway, can you?

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    Default Re: Who will insure an unregistered vehicle?

    Quote Originally Posted by burty View Post
    Isn't it the case that it's not road legal until it's passed and received the VIC, so you can't legally ride it to either the MoT or the DVLA inspection anyway. Besides without a registration you can't ride it anyway, can you?
    Yes you can.

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    Default Re: Who will insure an unregistered vehicle?

    Quote Originally Posted by burty View Post
    Isn't it the case that it's not road legal until it's passed and received the VIC, so you can't legally ride it to either the MoT or the DVLA inspection anyway. Besides without a registration you can't ride it anyway, can you?
    I did.

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    Default Re: Who will insure an unregistered vehicle?

    Quote Originally Posted by Bike Breaker View Post
    I did.
    OK, sorry, I should have said, that you can't legally ride it on the public highway can you?

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    Default Re: Who will insure an unregistered vehicle?

    I thought for things like this you are meant to be able to insure the bike based on its frame number until you get the registration sorted?

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    Default Re: Who will insure an unregistered vehicle?

    Quote Originally Posted by stoo View Post
    I thought for things like this you are meant to be able to insure the bike based on its frame number until you get the registration sorted?
    that is what i am trying to acheive ! No one wants to know

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